Blog
Stay updated with the latest news and information on commercial project financing. GenWealth’s professionals have helped people with loans and financing for years. Insight from our expert team can help your commercial project succeed.
Zero Down Payment Mortgages: 100% Financing Home Loan Programs
According to Federal Reserve Economic Data (FRED), at the beginning of 2020, the median home price in the United States was $329,000. As of December 2023, the median price of existing homes was $382,600, and wages have not risen to compensate for this significant...
Construction Financing: Commercial Building & Home Construction Loans
How to Apply for Construction Financing A commercial building or home construction loan provides the capital needed to get a project moving quickly, where the work needed for developing the building is considered when determining the project's ultimate value. Unlike...
The Pros & Cons of Buy-and-Hold Investment & Loan Programs
Buy-and-hold investing is one of the most common forms of investing. Purchasing something today with the intention of selling it in the future after the price has increased, or holding it while income flows in, is a savvy strategy to ensure impressive profits. When it...
The Ins and Outs of a Bridge Loan
Bridge loans are short-term, interim financing offered through private money lenders to bridge the gap between a short-term loan and a long-term loan, and their terms are usually for a year or less. Bridge loans are most commonly used in real estate purchases,...
Fix and Flip Programs Explained
The concept of fix-and-flip programs is easy to understand. Find a property that is undervalued or in less than perfect condition. Make repairs or improve parts of the property that are depressing its value. Then, sell the property a short time later for a higher...
The Ins and Outs of Hard Money Lending
A lot of people wonder what hard money lending is. Hard money loans are secured loans that are used for commercial and residential real estate transactions such as construction, purchases, and refinances. These loans are usually asset based, meaning the loan is based...
Potential Threats From Commercial Real Estate Lending
In the ever-changing landscape of global finance, the threats encompassing commercial real estate lending have become a source of worry for investors, lenders, and developers. Recent economic shifts such as trade tensions and inflationary pressures require a focused...
How Private Equity Firms Capitalize on Commercial Real Estate Distress
Private equity firms have more flexibility than other financial institutions. They have access to more cash in the form of new investments, loans, and the leveraging of their securities and real estate investments. This flexibility provides a great investment...
How to Get a Business Loan
At GenWealth CapCo, our primary function is to find private financing for commercial real estate, however, we understand that some clients may need to obtain bank financing for other projects. When applying for a business loan, there are multiple factors that lenders...
How to Use the $0 Down Payment Product
Hard Money loans are an essential part of commercial real estate financing. Investors use Hard Money loans because loans are flexible, limited documents are required, and Hard Money lenders are likely to offer terms that most banks do not. For example, banks will...