Blog
Stay updated with the latest news and information on commercial project financing. GenWealth’s professionals have helped people with loans and financing for years. Insight from our expert team can help your commercial project succeed.
Avoiding Common Mistakes Fix-and-Flip Financing
Fix-and-flip projects offer attractive short-term investment returns, but many borrowers, particularly beginners, face significant hurdles. Inadequate fix-and-flip financing often causes an entire project to fail. Underestimating expenditures and poor funding choices...
Understanding Loan-to-Value (LTV) Ratios vs. Loan-to-Cost (LTC) Ratios in Construction
Whether you’re looking to update an existing property or start from scratch with new construction, securing financing is crucial before celebrating a real estate purchase. And while there are multiple factors that can affect loan terms, your loan-to-value (LTV) and...
DSCR Loans: Debt Service Coverage Ratio
Real estate and construction financing often hinges on meeting creditor requirements. A key metric is the debt service coverage ratio (DSCR). This article details the DSCR Loan's importance in construction loan approvals, its impact on financing terms, and applicant...
Benefits of Buy and Hold Real Estate Programs for Long-Term Wealth Building
Long-term wealth building is a common goal, as most people desire financial security and the freedom that accompanies it. That stability means being able to weather financial storms, the freedom to pursue exciting adventures like traveling, and the possibility of...
Construction Loans vs. Home Equity Loans: Which Is Right for You?
Creating your dream home can be expensive. Whether you’re looking to add on a new room, furnish an unfinished basement, or simply fix an issue, homeowners need money to get work done. Most folks know there’s an option with home equity loans, or borrowing against your...
Bridge Loans vs. Traditional Mortgages: Key Differences
Bridge Loan Mortgages: Bridging Finance for Real Estate In this highly competitive housing market we’re currently experiencing, a bridge loan mortgage can help a family during a period of transition. For instance, when a family owns a home, but buys another, a bridge...
The Pros and Cons of Bridge Loans: Short Term Financing
The world of financing for real estate moves fast. Whether you're a seasoned investor or new to the industry, navigating the intricacies of buying and selling properties can be a whirlwind. Sometimes, you might find yourself in a situation where you need to move...
Buy and Hold Investing Programs: A Long-Term Real Estate Investment Strategy
Real estate investing isn't always about quick flips. Sometimes, the best strategy is to buy, hold, and let your investment mature as the market takes off. That's where buy and hold investing programs for real estate come in, and GenWealth Capital Commercial is here...
What Is Hard Money Lending?
Hard money lending is a unique and often misunderstood form of short term financing that can play a crucial role in real estate transactions, particularly in scenarios where traditional loans might not be feasible. Whether you're a seasoned investor or considering...
How Hard Money Lending Helps Property Developers Achieve Their Goals
With the massive boom in house prices across the nation, the real estate market is more dynamic than ever. Access to timely capital often separates successful projects from missed opportunities. Hard money lending from GenWealth Capital Commercial and other private...