100% Financing Loans

GenWealth’s 100% Financing loans are a great option for people looking to do building rehab work or additions. For those who qualify, zero down renovation loans are one of the easiest ways to open up opportunities for a successful rehab project.

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100% Financing For Value Add/Rehab Projects or Fix and Flip Only

100% Financing Program

  • 100% financing or 100 LTV program is available for 1-4 unit properties from $150,000 to $1,000,000. Lender will lender up to 70% of the after repair value, which would cover the purchase price and rehab. The only out of pocket costs would be for Closing Costs.

For example:

  • Purchase Price: $500,000
  • Rehab Budget: $75,000
  • Total Costs: $575,000
  • ARV: $830,000
  • Maximum Loan Amount: $581,000 (70% ARV)

In this scenario, $581,000 would cover the Purchase Price and Rehab Budget. The only out of pocket costs are for Closing.

For Long-Term loans or a straight Bridge Loan (without rehab), please see our other loans in the Products Tab.

100% Financing Program

100% financing for 1-4 unit properties. This is capped at 70% ARV.

  • Loan Amounts: $150,000 to $1,000,000
  • Property Types: Single-Family Residences, 1-4 Units
  • Lending Areas: AL, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, ME, MD, MA, MO, NH, NJ, NY, NC, PA, RI, SC, TN, TX, VA, WV, WI
  • Rates: 9.99%-12.25%, Interest Only
  • Term: 4 to 12 Month Bridge Loan
  • If the property is located in a major metro in Texas, no appraisals are needed

Apply Online or Contact Us for more information. Click Contact Us to reach our online form. Please see below for requirements and how to qualify.

Requirements

    Borrower must meet the following requirements for the $0 Down Payment Financing program:
    • MUST show liquidity for reserves after closing costs are paid. At minimum, 6-months of interest-only payments are needed to show in reserves. 
    • MUST have a very solid exit strategy to payoff the bridge loan within 6 to 12 months.
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