Bridge Loans
Bridge loans are short-term financing options designed to cover costs in the time between larger loans. GenWealth’s bridge loans are very flexible, providing commercial ventures with the financial security they need to complete successfully. Apply for a bridge loan from GenWealth today.
Flexible Short Term Loans
Our short term financing and lending provided by our Private Money Lenders, is put in place between the termination of one loan and the beginning of another loan. Also, a form of interim loan, generally made between a short term loan and a permanent (long term) loan, when the borrower needs to have more time before taking the long term financing. Our short-term money lenders commonly will offer these types of loans for construction or rehab. Our Private Money Lender rates are higher than a conventional loan because financing is short term.
GenWealth Capital’s short-term financing lenders have programs that are designed to provide the flexibility of a structured loan while offering the ability to eventually lock into the most favorable permanent financing that exists for individual business needs. Our short-term money lenders specialize in bridge loans of $100,000 to $15,000,000 that are designed to solve problems for business with special needs and circumstances. We have lenders that will provide hard money for Multifamily, Mixed-Use, Self-Storage/Industrial, Hotels, Retail, Office, and Single Family Residences.
For 100% financing on commercial or residential, go to our 100% Financing Loans page. For Ground-Up Construction loans, go to our Construction page, which has options for hard money development loans.
Purpose
Property Type
Multifamily, Office, Retail, Mixed-Use, Hotels, Warehouse/Self-Storage, Single Family Residence (Investment Properties Only). We also have loans for non-profits such as Churches.
General Info & Details
No experience needed. Loans available for first timers or experienced investors
- Loan Amount: $100,000 to $15,000,000+
- Loan Types: Purchase, Refinance, Cash-Out Refinance
- Lending Areas: Nationwide
- Property Type: All Asset Classes Considered (Investment SFR & Commercial)
- Loan to Value: Up to 80% (depending on property type)
- Up to 85% LTV on single-family with a 740 credit score and over 2 properties purchased within the last 3-years.
- Term: Short Term Loans between 12 to 36 months
- Rates: Starting at 6.99%
- Close in less than 30 days
- Minimal financial documents required
- Will allow Seller financing in certain scenarios
Apply Online or Contact Us for more information. Click Contact Us to reach our online form.
Hotel Financing
- Loan Amounts: Starting at $3,000,000
- LTV: Up to 75%
- LTC: Up to 65%
- Term: 3-Years, plus extension options available
- Interest Only: Up to 36 months
- Amortization: 25-Years
- Interest Rate: Starting at 5.5%
Apply Online or Contact Us for more information. Click Contact Us to reach our online form.
Special Quick Commercial Bridge Loan
This particular product is different from above and is for stabilized commercial properties that are cash flowing. The lender conducts an in-house valuation and will not require an appraisal. Loans typically close in 2-weeks.
- No Appraisal Required!
- Loan Amount: $500,000 to $30,000,000
- Loan Types: Purchase, Refinance, Cash-Out Refinance
- Lending Areas: Nationwide
- Property Types: Multifamily, Office, Retail, Industrial & Warehouse
- Loan to Value: Up to 65%
- Term: 1-3 Years
- Broker Fees: 2%
- Rates: Starting at 7%
Our Private Money Lenders
We have Private Money Lenders that will lend nationwide, with each specializing in different areas suited for their expertise in commercial real estate.
Our Private Money Lenders offer loans for any type of real estate situation where a quick closing is needed. With quick turn-around times, our Private Money Lenders can get the money you need fast. With the right bridge loan provided you can have the cash you need by tomorrow. Apply online today to get the loan process started. If you have any questions about our bridge loans, please feel free to contact us today.
